<![CDATA[Charming Elements.com - Money]]>Thu, 03 Mar 2016 21:33:22 -0800Weebly<![CDATA[Safe online shopping with a temporary credit card]]>Mon, 02 Apr 2012 15:51:28 GMThttp://www.charmingelements.com/money/safe-online-shopping-with-a-temporary-credit-cardHow many times you would find a great deal online, but the idea of giving out your visa information makes you nervous? I’m one of those people. Safe shopping online is very important to everyone, and needs to be addressed.

Temporary Visa card, MasterCard, PayPal card, and other temporary payment cards that you could purchase from Wal-Mart, any drug store, or any shopping mall would be the solution to your problem!

My Kids are always asking me to pay for online games so they could join their friends. Knowing the danger of using my credit card, I would be nervous doing so, and then as you click the submission button, an error would occur and give you the most nerve racking message like: “Error .........invalid something........your account will be closed”. Then you would go online and find a lot of people having the same problems as you on that same website! Sounds familiar?!

Temporary Visa cards, or Master Cards, are also a great solution for people who do not have real credit cards yet, but would like to purchase things online.

Although these temporary credit cards are convenient, each one comes with certain fees. Like $4.00 activation fee. The reloadable credit cards come with extra monthly fees. Make sure to read or ask about each one. The simplest ones are the Visa or MasterCard gift cards. You could buy a $25, $35, $50, or more cards. When you pay for them at the cash register, an activation fee will be charged on the spot, and you’re good to shop. 

Protecting your money is good, but make sure that you also protect your identity as well. The information that you submit online are also subject to theft. So be smart on what information you give online.  

<![CDATA[ING DIRECT Bank gives $25.00 use the orange key code]]>Wed, 21 Mar 2012 15:19:39 GMThttp://www.charmingelements.com/money/ing-direct-bank-gives-2500-use-the-orange-key-codeUse this orange key code 392134701 to open a Thrive Chequing account with ING Direct Bank with only a minimum $100.00 initial deposit, and get $25.00 for free! Not only they will give you money, they don't charge you monthly fees, no transaction fees! And they pay you higher interest than other banks! It will only take you five minutes to open an account online. They also have an online map to show you where you could find their cash machines in your city, and your first cheques order is free! This offer has been available since the beginning of 2012, and I'm not sure for how long this offer would be available to Canadians. Take advantage of this offer, and don't miss it.

I have to share this bit of information with you, because it might help a lot of people stop losing money to the banks. Two years ago I needed to open a separate bank account to use online for security purposes. So I walked to a bank near my house and asked if they can offer me an account that does not charge monthly fees. The answer was no, but because I needed this account, I decided to open an account with an initial deposit of $85.00 Canadian. For months I forgot about it and never touched it. One day I remembered and I walked in to check my balance. They have taken most but $15.00. I closed it and wished I have my own personal bank.

ING Direct Bank Is not a physical building that you could enter and talk to someone, but not too many people do that anymore, everything is done online. You could email them and they will give you an answer right away.

Online businesses and online writers/bloggers would benefit immensely, because they could also connect it to their PayPal account, not only they would save money but also they get free money and higher interests on their money.

Check it out yourself, you really have nothing to lose, but everything to gain.